Debtor Background (OpenMW)
🟡 Updated this year⚠️ Install Order · 2 steps
Install in this order, then this mod last — most mods fail to load without their framework and dependencies in place.
Preview

🔍 Analysis
- 🏆 #92 of 348 Gameplay mods in this game by downloads
📋 About This Mod
Start the game in debt. Uses the Character Traits Framework.
You'll start the game thousands of gold in debt, with compounding interest. Debt collectors will track you down roughly once a week (the chance increases the more time you spend in civilization). Pay what's due for that week (at least 500 gold), or they'll extract the loan from your corpse.
Installation instructions
If you're using the Character Traits Framework, then make sure you add the following content lines after content=CharacterTraitsFramework.omwscripts.
Extract to your `mods/` folder. In your `openmw.cfg` file, add these lines in the correct spots:
data="/wherevermymodsare/mods/ErnDebt-main"
content=ErnDebt.omwscripts
content=ErnDebt.omwaddon
📊 Mod Details
- Game
- Morrowind Mods
- Author
- blurpandra
- Version
- 1.1.0
- Downloads
- 104
- Endorsements
- 5
- Category
- Gameplay
- Created
- 5/3/2026
- Updated
- 5/25/2026
🔧 How to Install Morrowind Mods
Download from Nexus.
📖 Full step-by-step install guide for Morrowind →
Visit the official mod page for specific installation instructions for this mod.
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