Bank Overhaul

Functionality

Deposit Bonus:

1. Manual deposit -> the date you will receive the bonus will be set each time you deposit gold. After receiving the bonus you must re-deposit some gold to reset the timer

2. Automatic deposit (by default) -> the date you make your first deposit is saved and used every time you receive your gold, so you don't need to manually re-deposit.

After the set number of days passes (deposit days - 30 by default) you will receive the gold bonus (bonus rate - 5% by default) which can be influenced by either stats, attributes or the quality of the bank.

bonus rate formula: bank_gold = bank_gold + (bonusRate / 100) bank_gold;

stats and attributes modifier formula:

BonusRateWithStats = bonusRate (BonusRateOffset + (Personality Luck Mercantile) / 1000000));

Loan Rebalance:

LoanMaxPerLevel -> limits the amount of gold that can be borrowed from the bank.

Allow Loan Restriction -> limit to one loan for all regions.

Bank Quality:

Every bank has a quality now which affects the bonus rewarded. The Quality is determined by the custom message shown at the entrance in the bank:

Worst (-2% at bonus reward rate) - "The walls are faded, and a few shelves with records look like they might collapse at any moment. The clerks seem bored, performing their tasks mechanically without much attention. One leans against the counter while another wears down his quill on a scrap of paper. An old guard dozes off in a corner."

Poor (-1% at bonus reward rate) - "The bank has a cold atmosphere, with old but still sturdy furniture. The clerks work without haste, double-checking documents before approving transactions. A young, somewhat inattentive guard scans the room but seems more concerned about his night shift than security."

Average (normal bonus rate) - "The interior is simple but well-organized. The furniture is clean, without unnecessary decorations. The clerks work efficiently but don’t seem interested in small talk. A guard patrols with an air of routine, while a discreet metal door leads to a storage area."

Good (+1% bonus rate) - "The floor is spotless, and the furniture looks new, though without any extravagance. The clerks serve customers quickly and efficiently, without excessive formalities. A well-equipped guard stands near the entrance, while the bank’s vault is visibly secured behind a metal grate."

Best (+2% bonus rate) - "The room is well-lit, and documents are meticulously organized. The clerks are quick and respectful, wasting no time on unnecessary pleasantries. The guards are well-