True Army Costs
🟡 Updated this yearPreview

🔍 Analysis
- 👍 0.9% endorsement rate
- 🏆 #82 of 678 Gameplay mods in this game by downloads
📋 About This Mod
What this mod does is change the recruitment/upgrade costs in three ways:
- The initial payment is a suitable sum that reflects the value of the soldier and relates to actual goods prices
- Mercenaries have different calculations than regular soldiers, much cheaper to hire but drastically more expensive to keep
- The equipment that soldier wears is no longer free, but rather must be paid for by the recruiter
- When upgrading, the equipment of the troop will be sold and used to partially pay for the new equipment
The idea behind this mod is to make troops more valuable as individual entities and to give mercenaries a genuine purpose as quick rank support rather than being slightly more expensive troops (do not keep them for long, they're cheaper to recruit but will poke a hole in your wallet fast)
While relatively simple, this change completely alters how troops are seen and makes both recruitment and upgrading an investment
All settings are configurable and impact ONLY the player to avoid balancing issues
To avoid equipment calculations simply set the equipment percentage option to 0
For any questions, suggestions or to report a bug, please use the Discord Channel
This mod requires True Controller and is part of the True Gameplay Overhaul pack:
True Noble Opinion - Fixes the opinions of nobles and mercs to be separate from the clan leader
True Relations - Your reputation with those around you will change with your actions
True Town Gold - Never again be limited by the trading gold available in towns
True Army Costs - Forming an army is a costly endeavor, prepare to have the way you view your troops be altered
True Battle Loot - Changes the loot rules to increase the amount and loot the more valuable items first, your purse is sure to thank you
True Limits - Set your own limits and formulas for various calculations such as party sizes and maximum prisoners
These mods are designed to be modular and can added / removed at any point, they do not alter save files
Designed for and tested on 1. 3. 10
Other Bannerlord versions likely compatible, including 1. 3.x
Future updates may affect the mod as developers continue to alter the code structure in which case a separate version may be released accordingly
NOTICE:
Some MCM configurations such as limits and army costs take effect when loading a save or starting a new game
When in doubt quick save and reload
True Army Costs rebalances army wages and equipment costs to reflect realistic medieval economics, addressing the absurdity of peasants fighting for pocket change. With 1,264 endorsements and 135,154 downloads, it's a popular gameplay overhaul for players seeking more immersive army management.
✨ Key Features
📊 Pros & Cons
✅ Pros
- Community favorite with 1,264 endorsements and 135k downloads
- Tackles a common immersion-breaking issue in a straightforward way
- Regularly updated as of December 2025
⚠️ Cons
- Description is cut off, leaving some features unexplained
- May require starting a new game to take effect, depending on implementation
- Could make early-game army upkeep too expensive for some playstyles
For players who want a more grounded, realistic economy in their game and are tired of peasants fighting for pennies. If you enjoy overhaul mods that add depth to army management, this is for you. Skip if you prefer arcade-style gameplay or don't care about economic realism.
💡 Beginner Tips
- Check the mod's forum page for any save-game compatibility notes before installing.
- If you're using other economy mods, consider load order to avoid conflicts.
- Test with a new save first to see if the cost changes feel balanced for your playthrough.
📊 Mod Details
- Game
- Bannerlord Mods
- Author
- HLC
- Version
- 2.0.6
- Downloads
- 135,154
- Endorsements
- 1,264
- Category
- Gameplay
- Created
- 10/23/2021
- Updated
- 12/10/2025
🧩 Commonly Used Together
Users add these mods to the same collections — a real compatibility signal, not an AI guess.
🔧 How to Install Bannerlord Mods
Use Vortex or manual. Enable mods in launcher. Harmony required.
📖 Full step-by-step install guide for Bannerlord →
Visit the official mod page for specific installation instructions for this mod.
🎮 Need cheat codes or console commands? Check ur gaming wiki for Bannerlord commands, item IDs, and more.
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