Drive Carefully
🟡 Updated this year⚠️ Install Order · 6 steps
Install in this order, then this mod last — most mods fail to load without their framework and dependencies in place.
Preview

🔍 Analysis
- 👍 2.9% endorsement rate — high engagement, a strong quality signal
- 🏆 #420 of 455 Gameplay mods in this game by downloads
📋 About This Mod
Updated for Cyberpunk 2. 0+
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Drive Carefully!
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Ever wonder why other drivers don't seem to care too much if you bump, scratch or ram their vehicle while driving? Who pays for the damages?
That's no longer the case thanks to the NCID (Night City Insurance Department). Like everyone else, you were automatically enrolled in their instant claims scheme as soon as you got your driver's license.
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What does this mod do?
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With this mod, if you collide with another vehicle in traffic the cost of damages will be automatically deducted from your bank account. A head-on collision will demand a higher payment than a small bump on the rear. Fortunately, costs are relatively small (typically under €$100 except for big hits), but can be increased by editing the included config file. It's also possible to disable to displayed messages for those who find them bothersome.
Parked, unoccupied vehicles are not eligible for insurance claims - neither are those who's driver has been incapacitated.
Installation:
This mod requires Redscript to work. Make sure it is installed first.
Next, extract the contents of DriveCarefully.zip into your Cyberpunk2077 directory.
You can tweak the mod's settings by editing the DriveCarefullyConfig file using a text editor (e.g. Notepad).
Credits:
This mod is possible thanks to Redscript and the CP 2077 source.
The source code for this mod is available here
Known Issues:
The NCID might charge you if two other cars collide while you're driving - even if you don't touch them. Consider it a "quirk" of the insurance system.
This is unlikely to happen but is more likely to occur if you are using this alongside with Vehicle Combat mod.
Drive Carefully adds a payment charge for traffic collisions, with the fee based on impact damage. A simple gameplay mod for players who want consequences for reckless driving. 273 endorsements and 9,278 downloads show steady interest.
✨ Key Features
📊 Pros & Cons
✅ Pros
- Adds a fresh layer of consequence to driving, making you think twice before flooring it
- Simple concept that's easy to understand and fits right into the game's economy
- Solid community backing with 273 endorsements and nearly 10k downloads
⚠️ Cons
- Last updated June 2026 — could break with future game patches
- Only affects traffic collisions, so if you're looking for broader driving overhauls, this isn't it
For players who want a bit more realism and consequence in their driving, especially those who enjoy role-playing as a law-abiding citizen. Skip if you prefer arcade-style driving without financial penalties.
💡 Beginner Tips
- If you're using a mod manager, make sure to enable the mod after installing to avoid conflicts
- Test the mod in a low-traffic area first to see how the charge scales with damage
- Keep an eye on your in-game wallet — repeated collisions can drain your funds quickly
📊 Mod Details
- Game
- Cyberpunk 2077 Mods
- Author
- Joe Parker
- Version
- 2.0
- Downloads
- 9,278
- Endorsements
- 273
- Category
- Gameplay
- Created
- 9/26/2022
- Updated
- 6/18/2026
🔧 How to Install Cyberpunk 2077 Mods
Download from Nexus.
📖 Full step-by-step install guide for Cyberpunk 2077 →
Visit the official mod page for specific installation instructions for this mod.
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