1st Night City Bank
🟡 Updated this year⚠️ Install Order · 6 steps
Install in this order, then this mod last — most mods fail to load without their framework and dependencies in place.
Preview
🔍 Analysis
- 👍 0.7% endorsement rate
- 🏆 #195 of 455 Gameplay mods in this game by downloads
📋 About This Mod
1ST BANK OF NIGHT CITY
"More than a bank. A partner."
Founded 1994 | Headquartered in The Glen | NETWATCH-secured | Member of the Night Corp Group
🏦 WHAT WE OFFER
The 1st Night City Bank brings full-service personal finance to you. Deposits, withdrawals, fixed-term savings products, loan facilities scaled to your creditworthiness, and a tiered loyalty program rewarding long-term clients with progressively better rates. Banking, the way it should be: fast, secure, and always within reach.
💵 CORE FEATURES
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[]Deposits, withdrawals, transaction history - last 100 transactions logged with timestamps[/]
[]Fixed-term deposits - 7/14/21/28 day terms with yield bonuses up to +10%[/]
[]Standing orders - automatic recurring deposits[/]
[]Loyalty tiers - Standard / Premier / Private / Sovereign with progressively better fees and interest rates[/]
[]Composite credit score - your borrowing terms are now gated by a 0-1000 score drawn from your account behaviour, loyalty, and reputation. See below.[/]
[]Loans - 7 to 120 day terms, ceiling and rate scale with both your credit score and loyalty tier[/]
[]Graduated delinquency response - missed payments trigger escalating notices well before recovery is dispatched[/]
[]Demand period - 3-day final-notice window at term-end before bankruptcy is declared[/]
[]Daily compound interest - yield-based taxation included[/]
[]Push notifications - all account warnings routed to your in-game phone via NightlyNow Core[/]
[]Calendar-aware reminders - with Calendar installed, polite payment reminders batch to Fridays (statement day) instead of pinging every random missed-day. Loan due date drops into your in-game calendar (not yet released) at signing, clears on close.[/]
📊 CREDIT EVALUATION
Our underwriting model assesses your reliability as a borrower from the moment you open an account.
Every loan application now consults a composite credit score between 0 and 1000. The score draws from five independent factors:
1st Night City Bank adds a banking system to Cyberpunk 2077, letting players deposit, withdraw, take loans, and build wealth. With 105 endorsements and 15,843 downloads, it's a niche gameplay mod for players who want a more immersive financial layer. Last updated August 2026.
✨ Key Features
📊 Pros & Cons
✅ Pros
- Solid download count (15,843) shows real interest in the concept.
- Adds a fresh gameplay layer for role-players who want to manage money.
- Recent update (August 2026) suggests the author is still active.
⚠️ Cons
- Only 105 endorsements—small but dedicated following, not a mainstream hit.
- Potential compatibility issues with other economy mods—no compatibility notes provided.
For Cyberpunk 2077 players who enjoy role-playing as a corporate climber or want a more structured way to handle their eddies. Skip if you prefer fast-paced action or don't care about financial simulation.
💡 Beginner Tips
- Check if the mod requires a fresh save or works with existing ones—test on a backup.
- If you use other economy mods, load this one after them to avoid conflicts.
- Look for a bank location in Night City—likely marked on the map after install.
📊 Mod Details
- Game
- Cyberpunk 2077 Mods
- Author
- juiiicy00
- Version
- 1.7
- Downloads
- 15,843
- Endorsements
- 105
- Category
- Gameplay
- Created
- 5/4/2026
- Updated
- 8/4/2026
🔧 How to Install Cyberpunk 2077 Mods
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