Legotrainman's Better Loans

⭐ — (23 endorsements) 📥 897 downloads 📌 v1.0.0 📅 9/6/2025
🟠 Updated over a year ago

By legotrainman · Miscellaneous

⬇ Download Mod Source: Nexus Mods ↗ 📅 Updated: 9/6/2025 📅 Created: 9/6/2025

🔍 Analysis

  • 👍 2.6% endorsement rate — high engagement, a strong quality signal
  • 🏆 #133 of 346 Miscellaneous mods in this game by downloads

📋 About This Mod

An overhauled loan system that makes it harder to use loans to instantly unlock everything.

An overhaul for the loan system that makes loans more realistic and more costly! The bank no longer values everything you own, and by default you can only take out 50% of your railroads value in loans. Loans will get interest added daily at midnight, and every 5 days instead of paying interest, you have to make a payment on the loan (which will actually pay down the loan value). Paying down the loan value will reduce the payment needed at the end of the 5 days. Several values can be tweaked in the settings menu (Host only).

Installs with UMM

📊 Mod Details

Game
Railroader Mods
Author
legotrainman
Version
1.0.0
Downloads
897
Endorsements
23
Category
Miscellaneous
Created
9/6/2025
Updated
9/6/2025

🔧 How to Install Railroader Mods

Download from Nexus Mods.

📖 Full step-by-step install guide for Railroader →

Visit the official mod page for specific installation instructions for this mod.

🎮 Need cheat codes or console commands? Check ur gaming wiki for Railroader commands, item IDs, and more.

Keep browsing — more Railroader mods await

📋 All Railroader Mods 🏆 Top 25 📂 More Miscellaneous 👤 More by legotrainman 🔎 Similar Mods 🌐 Best Miscellaneous (All Games) 🔀 Check Compatibility ⚖️ Compare Mods 🆕 New Mods